Non-QM (Qualified Mortgage) loans offer more flexible criteria compared to traditional mortgages, making mortgages accessible to borrowers who may not meet conventional underwriting standards.

Non QM mortgages look to accept various sources of income documentation including self employment income, bank statements, and income from assets.

They are very beneficial for self employed borrowers who may have difficulty documenting their income through traditional means.

There are also DSCR programs for investment properties that can use rents to qualify.

The Non-QM Loan Process

Here’s how our home loan process works:

• Complete our simple Non-QM Loan Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs