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Non-Conforming Loan Specialists

Non Bank Loans

bank Turn Downs are Our Specialty

Friendly Service Expert Advice Fast Closing Great Rates
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We will find the right loan for you!


We are commited to providing
flexible loan solutions for commercial
property.Programs available for
multiple property types and credit

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Professional Service

Let us use our expertise to help you.

Non-Bank Loans are a specialty of Halpern and Associates. We are able to offer a wide range of residential and commercial loan programs that many traditional lenders are unable to provide.

The alternative mortgage market is very aggressive right now with the recent emergence of non agency lending. We have a wide network of private equity firms, mortgage reits, and non-bank investors. This gives us the ability to offer solutions for some borrowers who may have been turned down in the past.

Our priority is to match each borrower with the right investor. These gives the borrower the very best rate, loan terms, and fees available in the market.

Call us for a free no-obligation consultation today.

Stated Income Loans


  • No Income Documentation Loans Available for Commercial and Investment Properties
  • Reduced Income Documentation Loans Available for Owner Occupied Properties
  • Private Money and Bridge Loans Available