Non-Bank Loans empowered by NEXA Mortgage offers programs and pricing you and your clients will love.

We believe that the mortgage broker has access to far more programs than the large scale banks, and can deliver the best solution for the client.

Conforming Loans

Options that allow as little as 3% down. Wide variety of lenders available with the goal of providing the best pricing available in the market

Non- QM Loans

Cutting edge programs available for borrowers unable to qualify for conventional financing.


Smaller down payments and expanded qualifying ratios.

Programs available for borrowers with lower scores

Jumbo Loans

Multiple investors with aggressive programs for jumbo loan amounts.

Non Warrantable Condos

Programs available for buildings that do not meet traditional guidelines including condohotels

Debt Service Coverage Loans

Loans on Investment properties that primarily uses credit and cash flow of property to qualify.

Land and Construction Loans

Programs available for the acquisition and construction of residential and commercial properties

Common Sense Portfolio Programs

Flexible programs and options for loans that don’t fit “in the box”.


Multiple programs available for the real estate investors for properties with short term rentals


Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.

Home Equity Loans

Closed end 2nd mortgages and lines of credit available as stand alone products.

Renovation Programs

Renovation programs for both residential and investment properties

Bank Statement Loans

Programs available for the self employed borrower using primarily bank statements to qualify

Commercial Loans

Programs available for commercial properties including conventional and alternative documentation programs

Reverse Mortgages

Programs available for seniors age 62 and over to refinance or buy using a Home Equity Conversion Mortgage  (HECM)

Downpayment Assistant Programs

Options available to assist with down payment and closing costs for qualified borrowers.