Loan Programs - Bill Meloy -Mortgage Loan Consultant

Non-Bank Loans empowered by NEXA Mortgage offers programs and pricing you and your clients will love.

We believe that the mortgage broker has access to far more programs than the large scale banks, and can deliver the best solution for the client.

Options that allow as little as 3% down. Wide variety of lenders available with the goal of providing the best pricing available in the market

Cutting edge programs available for borrowers unable to qualify for conventional financing.

Smaller down payments and expanded qualifying ratios.

Programs available for borrowers with lower scores

Multiple investors with aggressive programs for jumbo loan amounts.

Programs available for buildings that do not meet traditional guidelines including condohotels

Loans on Investment properties that primarily uses credit and cash flow of property to qualify.

Programs available for the acquisition and construction of residential and commercial properties

Flexible programs and options for loans that don’t fit “in the box”.

Multiple programs available for the real estate investors for properties with short term rentals

Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.

Closed end 2nd mortgages and lines of credit available as stand alone products.

Renovation programs for both residential and investment properties

Programs available for the self employed borrower using primarily bank statements to qualify

Programs available for commercial properties including conventional and alternative documentation programs

Programs available for seniors age 62 and over to refinance or buy using a Home Equity Conversion Mortgage (HECM)

Options available to assist with down payment and closing costs for qualified borrowers.