Non-Bank Loans empowered by NEXA Mortgage offers programs and pricing you and your clients will love.
We believe that the mortgage broker has access to far more programs than the large scale banks, and can deliver the best solution for the client.
Conforming Loans
Options that allow as little as 3% down. Wide variety of lenders available with the goal of providing the best pricing available in the market
Non- QM Loans
Cutting edge programs available for borrowers unable to qualify for conventional financing.
FHA VA and USDA
Smaller down payments and expanded qualifying ratios.
Programs available for borrowers with lower scores
Jumbo Loans
Multiple investors with aggressive programs for jumbo loan amounts.
Non Warrantable Condos
Programs available for buildings that do not meet traditional guidelines including condohotels
Debt Service Coverage Loans
Loans on Investment properties that primarily uses credit and cash flow of property to qualify.
Land and Construction Loans
Programs available for the acquisition and construction of residential and commercial properties
Common Sense Portfolio Programs
Flexible programs and options for loans that don’t fit “in the box”.
AirBNB/VRBO
Multiple programs available for the real estate investors for properties with short term rentals
NEXA New
Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.
Home Equity Loans
Closed end 2nd mortgages and lines of credit available as stand alone products.
Renovation Programs
Renovation programs for both residential and investment properties
Bank Statement Loans
Programs available for the self employed borrower using primarily bank statements to qualify
Commercial Loans
Programs available for commercial properties including conventional and alternative documentation programs
Reverse Mortgages
Programs available for seniors age 62 and over to refinance or buy using a Home Equity Conversion Mortgage (HECM)
Downpayment Assistant Programs
Options available to assist with down payment and closing costs for qualified borrowers.